HSBC

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2026 HSBC HK Relationship Management – Retail Banking Graduate Programme

Our Wealth and Personal Banking business helps customers take care of their day-to-day finances and to manage, protect and grow their wealth. Our international network and breadth of expertise enable us to support individuals, families, business owners, investors and entrepreneurs around the world.

Area of interest: Relationship Management

Business area: Wealth and Personal Banking

Duration: 2 years

Start date: July 2026

Location: Hong Kong SAR

Application close: 19 December 2025

Who you are

We're looking for people who love building meaningful connections. You don't need to know everything about finance – we're here to teach you. But if you're a natural listener, a people person, and someone who goes the extra mile to help others, you'll fit right in.

  • A strong communicator: You explain things clearly, listen actively, and know how to connect with different people.
  • A natural collaborator: You work well with others and enjoy solving problems together.
  • A relationship builder: You're great at getting to know people and building trust.
  • A self-starter: You spot challenges before they become problems and take ownership to fix them.
  • Emotionally intelligent: You think about how your words and actions affect others.
  • Positive under pressure: You stay calm when it counts and bring energy and optimism to the table.

What you'll do

Our graduate programme gives you the grounding you need for a thriving career as a Relationship Manager. You'll work with various Head Office teams including the Chief of Staff, Digital, and Product Development and Strategy, as you support our customers with everything from everyday banking to long-term financial planning.

During the programme you'll:

  • Gain an understanding of our product suite – from current accounts, credit cards, personal loans and mortgages, as well as savings, investments and wealth management.
  • Gain exposure to our digital tools and understand how we track conversations, manage relationships, and uncover new opportunities.
  • Understand how different laws and regulations affect our international clients – and how we get it right every time.

What you'll learn

Your journey kicks off with structured training delivered by internal and external experts to give you the technical know-how to hit the ground running.

The programme begins with rotations across our product offering. You'll gain an understanding of our product suite, propose solutions for customers, and learn how new products and enhancements are introduced to our customers. Your final, and longest placement, will be in a customer facing role. You'll learn who our customers are, and how we serve them.

By the end of the programme, you'll have all the skills and knowledge you'll need to continue your career in a client-facing role.

Requirements

  • Available to work full time from July 2026 onwards.
  • Obtained, or expected to achieve, a GPA of at least 4.0 / 5.0 or 3.2 / 4.0 (as appears on your official university transcript or degree certificate), or overseas equivalent to this.
  • Recent graduates with less than 2 years of full-time job experience or will have graduated by July 2026.
  • Fluent in English, knowledge of Mandarin/Cantonese would be an advantage.
  • Legally permitted to work in Hong Kong.

Click here to apply. We encourage you to apply as soon as possible as we recruit on a rolling basis and may close applications before the advertised date once all vacancies are filled. To understand our application and the assessment process, or to discover more about opportunities at HSBC, please visit https://www.hsbc.com/careers/students-and-graduates

You'll achieve more when you join HSBC.

HSBC is committed to building a culture where all employees are valued, respected and opinions count. We take pride in providing a workplace that fosters continuous professional development, flexible working and opportunities to grow within an inclusive and diverse environment. Personal data held by the Bank relating to employment applications will be used in accordance with our Privacy Statement, which is available on our website.

Issued by The Hongkong and Shanghai Banking Corporation Limited.

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